{"id":5019,"date":"2025-02-12T21:27:29","date_gmt":"2025-02-12T20:27:29","guid":{"rendered":"https:\/\/wd10.dcweb.fr\/lauraly\/?p=5019"},"modified":"2025-04-02T10:56:21","modified_gmt":"2025-04-02T08:56:21","slug":"compte-bancaire-micro-entrepreneur","status":"publish","type":"post","link":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/","title":{"rendered":"Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5019\" class=\"elementor elementor-5019\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32df5a52 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"32df5a52\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-29fc5d0f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"29fc5d0f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fd206cf wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"7fd206cf\" data-element_type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-taxonomy\"><span>Administratif<\/span><\/li><li class=\"wpr-post-info-date\"><span>12 f\u00e9vrier 2025<\/span><\/li><li class=\"wpr-post-info-author\"><img alt='' src='https:\/\/secure.gravatar.com\/avatar\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=25&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=50&#038;r=g 2x' class='avatar avatar-25 photo' height='25' width='25' \/><span>Lauraly Monceau<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39fb7f6f elementor-widget elementor-widget-wpr-post-title\" data-id=\"39fb7f6f\" data-element_type=\"widget\" data-widget_type=\"wpr-post-title.default\">\n\t\t\t\t\t<h1 class=\"wpr-post-title\">Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d89755f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d89755f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0c954d6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"0c954d6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8339519 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8339519\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aad78cb elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"aad78cb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Selon le statut sous lequel elle est exerc\u00e9e, une activit\u00e9 professionnelle peut \u00eatre soumise \u00e0 l&rsquo;obligation d&rsquo;ouverture d&rsquo;un compte bancaire pro sp\u00e9cifique. Qu&rsquo;en est-il pour le micro-entrepreneur ? Quel type de compte faut-il ouvrir ? Un compte professionnel ou compte d\u00e9di\u00e9 ? Quelle banque choisir quand on est auto-entrepreneur ?\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6daf33 e-con-full elementor-hidden-tablet e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"d6daf33\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6d2937 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f6d2937\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Au sommaire de cet article :<\/b><\/p><ul><li>O\u00f9 et comment d\u00e9clarer son activit\u00e9 d&rsquo;auto-entrepreneur ?<\/li><li>Les documents \u00e0 fournir pour immatriculer son auto-entreprise<\/li><li>Quelles sont les conditions \u00e0 respecter ?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92bb074 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-wpr-post-media\" data-id=\"92bb074\" data-element_type=\"widget\" data-widget_type=\"wpr-post-media.default\">\n\t\t\t\t\t<div class=\"wpr-featured-media-wrap\" data-caption=\"standard\"><div class=\"wpr-featured-media-image\" data-src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&#038;ssl=1\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&#038;ssl=1\" alt=\"compte bancaire micro-entrepreneur\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afee5e0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"afee5e0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d37dc88 e-con-full elementor-hidden-desktop elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"d37dc88\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a9fb2c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3a9fb2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Au sommaire de cet article :<\/b><\/p><ul><li>O\u00f9 et comment d\u00e9clarer son activit\u00e9 d&rsquo;auto-entrepreneur ?<\/li><li>Les documents \u00e0 fournir pour immatriculer son auto-entreprise<\/li><li>Quelles sont les conditions \u00e0 respecter ?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad9e64 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6ad9e64\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d7247 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"16d7247\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-style: normal; white-space-collapse: collapse;\"><span style=\"font-weight: bolder;\">Est-il obligatoire d'avoir un compte bancaire pro pour son auto-entreprise ?<\/span><span style=\"color: var(--ast-global-color-8); font-family: Montserrat, sans-serif; font-size: 2.66667rem; font-style: inherit; font-weight: 700; white-space: pre-wrap; text-align: var(--text-align); background-color: rgb(242, 242, 242); display: inline !important; float: none;\"><\/span><\/h2><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75eed05 elementor-widget elementor-widget-text-editor\" data-id=\"75eed05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 la diff\u00e9rence des entreprises exerc\u00e9es sous la forme de soci\u00e9t\u00e9, la loi PACTE du 22 mai 2019 dispense le\u00a0<span style=\"color: #6528f7;\">micro-entrepreneur<\/span>\u00a0de l&rsquo;obligation d&rsquo;ouvrir un compte bancaire professionnel.<\/p><p>L&rsquo;auto-entrepreneur n&rsquo;est en effet tenu \u00e0 ouvrir un compte diff\u00e9rent de son compte de particulier que lorsque son\u00a0<span style=\"color: #6528f7;\">chiffre d&rsquo;affaires\u00a0<\/span>d\u00e9passe 10.000 \u20ac sur deux exercices cons\u00e9cutifs. Dans ce cas, la loi lui impose l&rsquo;ouverture d&rsquo;un compte d\u00e9di\u00e9 \u00e0 son activit\u00e9 professionnelle.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4978e9c elementor-widget elementor-widget-heading\" data-id=\"4978e9c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 15px; font-style: normal; color: rgb(13, 6, 20);\"><span style=\"color: var(--ast-global-color-8); font-size: 1.6rem; font-style: inherit; text-align: var(--text-align); white-space-collapse: collapse;\">Mais alors \u00e0 quoi sert d'ouvrir un compte bancaire professionnel ?<\/span><span style=\"color: var(--ast-global-color-8); font-size: 1.6rem; font-style: inherit; text-align: var(--text-align);\"><\/span><\/p><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2136033 elementor-widget elementor-widget-text-editor\" data-id=\"2136033\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;ouverture d&rsquo;un compte bancaire professionnel quand on est auto-entrepreneur permet de :<\/p><ul><li>s\u00e9parer ses op\u00e9rations commerciales de celles de sa vie personnelle,<\/li><li>d\u00e9poser ses recettes,<\/li><li>payer ses charges,<\/li><li>r\u00e9gler la\u00a0CFE,<\/li><li>obtenir un cr\u00e9dit pour d\u00e9velopper son activit\u00e9,<\/li><li>\u00eatre accompagn\u00e9 par un conseiller bancaire sp\u00e9cialis\u00e9 dans les besoins des auto-entrepreneurs&#8230;<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f0e8cb e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7f0e8cb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87d0d4e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"87d0d4e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b1d85b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2b1d85b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-style: normal; white-space-collapse: collapse;\"><span style=\"font-weight: bolder;\">Quel type de compte bancaire ouvrir ?<\/span><span style=\"color: var(--ast-global-color-8); font-size: 2.66667rem; font-style: inherit; white-space-collapse: preserve; text-align: var(--text-align);\"><\/span><\/h2><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34d69ce elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"34d69ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Avant de choisir, il convient d&rsquo;abord de d\u00e9finir les diff\u00e9rents types de\u00a0compte bancaire\u00a0et d&rsquo;en cerner les sp\u00e9cificit\u00e9s puis de d\u00e9terminer les besoins en services bancaires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33466da elementor-widget elementor-widget-heading\" data-id=\"33466da\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 15px; font-style: normal; color: rgb(13, 6, 20);\"><span style=\"color: var(--ast-global-color-8); font-size: 1.6rem; font-style: inherit; text-align: var(--text-align); white-space-collapse: collapse;\">Le compte professionnel\n<\/span><span style=\"color: var(--ast-global-color-8); font-size: 1.6rem; font-style: inherit; text-align: var(--text-align);\"><\/span><\/p><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7a6181 elementor-widget elementor-widget-text-editor\" data-id=\"e7a6181\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le\u00a0compte bancaire professionnel\u00a0s&rsquo;adresse non seulement aux entreprises sous forme de soci\u00e9t\u00e9s (SARL, SAS \u2026), mais aussi aux entreprises individuelles (dont les micro-entrepreneurs). Il offre plus de services qu&rsquo;un compte de particulier et justifie la diff\u00e9rence de tarification au niveau des frais de tenue de compte. Il faut compter en moyenne 25 \u20ac par mois.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d6ddc4 elementor-widget elementor-widget-heading\" data-id=\"8d6ddc4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 15px; font-style: normal; color: rgb(13, 6, 20);\"><span style=\"color: var(--ast-global-color-8); font-size: 1.6rem; font-style: inherit; text-align: var(--text-align); white-space-collapse: collapse;\">Le compte bancaire d\u00e9di\u00e9<\/span><span style=\"color: var(--ast-global-color-8); font-size: 1.6rem; font-style: inherit; text-align: var(--text-align);\"><\/span><\/p><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a555868 elementor-widget elementor-widget-text-editor\" data-id=\"a555868\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le<a href=\"https:\/\/www.economie.gouv.fr\/entreprises\/compte-bancaire-professionnel\" target=\"_blank\" rel=\"noopener\">\u00a0site du gouvernement\u00a0<\/a>pr\u00e9cise que \u00ab le compte bancaire d\u00e9di\u00e9 n&rsquo;est pas un compte professionnel \u00bb. Il ajoute \u00ab qu&rsquo;en pratique, il s&rsquo;agit d&rsquo;un autre compte personnel reli\u00e9 \u00e0 votre activit\u00e9 professionnelle. Ce compte est distinct du compte que vous utilisez pour vos d\u00e9penses priv\u00e9es afin que vos transactions personnelles et professionnelles soient diff\u00e9renci\u00e9es \u00bb.<\/p><p>Si un particulier, client d&rsquo;une banque fran\u00e7aise traditionnelle, consulte son agence pour ouvrir un compte en vue de d\u00e9buter une activit\u00e9 en microentreprise, il y a de fortes chances qu&rsquo;on lui propose seulement d&rsquo;ouvrir un compte professionnel. Alors qu&rsquo;il pourrait se satisfaire\u00a0d&rsquo;un compte personnel.<\/p><p>Mais dans la pratique, un \u00e9tablissement bancaire a parfaitement le droit de refuser d&rsquo;ouvrir un compte personnel ou m\u00eame de clore un compte personnel utilis\u00e9 \u00e0 des fins professionnelles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f2b812 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9f2b812\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12aa307 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"12aa307\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c92c548 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c92c548\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-style: normal; white-space-collapse: collapse;\"><span style=\"font-weight: bolder;\">Les \u00e9l\u00e9ments \u00e0 prendre en compte avant l'ouverture d'un compte bancaire pro<\/span><span style=\"color: var(--ast-global-color-8); font-size: 2.66667rem; font-style: inherit; white-space-collapse: preserve; text-align: var(--text-align);\"><\/span><\/h2><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-add8dee elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"add8dee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ce qui d\u00e9termine avant tout le choix de l\u2019auto-entrepreneur, ce sont ses besoins en mati\u00e8re de services bancaires et les diff\u00e9rences de co\u00fbt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbcf7c4 elementor-widget elementor-widget-text-editor\" data-id=\"fbcf7c4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Acc\u00e8s \u00e0 un ch\u00e9quier et \u00e0 une carte bancaire :<\/strong> Comme le compte professionnel, le compte d\u00e9di\u00e9 permet \u00e0 l&rsquo;auto-entrepreneur d\u2019avoir un ch\u00e9quier, une carte bancaire\u00a0et de\u00a0faire des virements.<\/li><li><strong>Autorisation de d\u00e9couvert :<\/strong> Dans les deux cas, l&rsquo;auto-entrepreneur devra n\u00e9gocier habilement pour l\u2019obtenir. M\u00eame si ouvrir un compte professionnel sera sans doute plus favorable \u00e0 l\u2019attribution d\u2019une autorisation de\u00a0d\u00e9couvert bancaire\u00a0plus \u00e9lev\u00e9e ou m\u00eame d\u2019un pr\u00eat.<\/li><li><strong>Terminal de paiement :<\/strong> S\u2019il exerce une activit\u00e9 commerciale de d\u00e9tail ou de restauration, peut-\u00eatre cela n\u00e9cessitera-t-il de disposer d\u2019un terminal de paiement pour accepter le paiement par carte bancaire ? Dans ce cas, seul le compte professionnel pourra convenir.<\/li><li><strong>Frais bancaires :<\/strong> En mati\u00e8re de co\u00fbt mensuel, si les comptes de particulier (donc les comptes d\u00e9di\u00e9s) ne comportent g\u00e9n\u00e9ralement pas de frais mensuels de gestion (en dehors du co\u00fbt de la carte de cr\u00e9dit), le compte professionnel impose des frais de tenue de compte de l\u2019ordre de 25 \u20ac en moyenne.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dd15a5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dd15a5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf06333 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cf06333\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab4795 elementor-widget elementor-widget-heading\" data-id=\"3ab4795\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00c7a pourrait t'int\u00e9resser ...<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16a4f9c wpr-grid-columns--tablet3 elementor-widget-mobile__width-inherit wpr-grid-columns-3 wpr-grid-columns--mobile1 wpr-item-styles-inner elementor-widget elementor-widget-wpr-grid\" data-id=\"16a4f9c\" data-element_type=\"widget\" data-widget_type=\"wpr-grid.default\">\n\t\t\t\t\t<ul class=\"wpr-grid-filters elementor-clearfix wpr-grid-filters-sep-right\"><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span  data-filter=\"*\" class=\"wpr-grid-filters-item wpr-active-filter \">Tous les articles<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=[\"category\",\"administratif\"]  data-filter=\".category-administratif\">Administratif<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none wpr-hidden-element\"><span   data-ajax-filter=[\"category\",\"finances\"]  data-filter=\".category-finances\">Finances<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=[\"category\",\"marketing-communication\"]  data-filter=\".category-marketing-communication\">Marketing &amp; communication<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none wpr-hidden-element\"><span   data-ajax-filter=[\"category\",\"non-classe\"]  data-filter=\".category-non-classe\">Non class\u00e9<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none wpr-hidden-element\"><span   data-ajax-filter=[\"category\",\"notion\"]  data-filter=\".category-notion\">Notion<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none wpr-hidden-element\"><span   data-ajax-filter=[\"category\",\"outils-logiciels\"]  data-filter=\".category-outils-logiciels\">Outils &amp; logiciels<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><\/ul><section class=\"wpr-grid elementor-clearfix\" data-settings=\"{&quot;layout&quot;:&quot;fitRows&quot;,&quot;stick_last_element_to_bottom&quot;:&quot;&quot;,&quot;columns_desktop&quot;:3,&quot;gutter_hr&quot;:30,&quot;gutter_hr_mobile&quot;:0,&quot;gutter_hr_mobile_extra&quot;:30,&quot;gutter_hr_tablet&quot;:30,&quot;gutter_hr_tablet_extra&quot;:30,&quot;gutter_hr_laptop&quot;:30,&quot;gutter_hr_widescreen&quot;:30,&quot;gutter_vr&quot;:30,&quot;gutter_vr_mobile&quot;:0,&quot;gutter_vr_mobile_extra&quot;:0,&quot;gutter_vr_tablet&quot;:0,&quot;gutter_vr_tablet_extra&quot;:30,&quot;gutter_vr_laptop&quot;:30,&quot;gutter_vr_widescreen&quot;:30,&quot;animation&quot;:&quot;default&quot;,&quot;animation_duration&quot;:0.299999999999999988897769753748434595763683319091796875,&quot;animation_delay&quot;:0.1000000000000000055511151231257827021181583404541015625,&quot;deeplinking&quot;:&quot;&quot;,&quot;filters_linkable&quot;:&quot;no&quot;,&quot;filters_default_filter&quot;:&quot;&quot;,&quot;filters_count&quot;:&quot;&quot;,&quot;filters_hide_empty&quot;:&quot;yes&quot;,&quot;filters_animation&quot;:&quot;default&quot;,&quot;filters_animation_duration&quot;:0.299999999999999988897769753748434595763683319091796875,&quot;filters_animation_delay&quot;:0.1000000000000000055511151231257827021181583404541015625,&quot;pagination_type&quot;:&quot;load-more&quot;,&quot;pagination_max_pages&quot;:2,&quot;lightbox&quot;:{&quot;selector&quot;:&quot;.wpr-grid-image-wrap&quot;,&quot;iframeMaxWidth&quot;:&quot;60%&quot;,&quot;hash&quot;:false,&quot;autoplay&quot;:&quot;true&quot;,&quot;pause&quot;:5000,&quot;progressBar&quot;:&quot;true&quot;,&quot;counter&quot;:&quot;true&quot;,&quot;controls&quot;:&quot;true&quot;,&quot;getCaptionFromTitleOrAlt&quot;:&quot;true&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;showThumbByDefault&quot;:&quot;&quot;,&quot;share&quot;:&quot;&quot;,&quot;zoom&quot;:&quot;true&quot;,&quot;fullScreen&quot;:&quot;true&quot;,&quot;download&quot;:&quot;true&quot;}}\" data-advanced-filters=\"no\"><article class=\"wpr-grid-item elementor-clearfix post-4732 post type-post status-publish format-standard has-post-thumbnail hentry category-marketing-communication\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/reseaux-sociaux.webp?fit=1024%2C682&#038;ssl=1\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/reseaux-sociaux.webp?fit=1024%2C682&#038;ssl=1\" alt=\"smartphone montrant des r\u00e9seaux sociaux\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/wd10.dcweb.fr\/lauraly\/reseaux-sociaux\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-a8d1799 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/wd10.dcweb.fr\/lauraly\/reseaux-sociaux\/\">Quel r\u00e9seaux sociaux choisir pour booster sa visibilit\u00e9 ?<\/a><\/div><\/h2><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-5001 post type-post status-publish format-standard has-post-thumbnail hentry category-administratif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-polina-zimmerman-3747455.webp?fit=1024%2C682&#038;ssl=1\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-polina-zimmerman-3747455.webp?fit=1024%2C682&#038;ssl=1\" alt=\"d\u00e9marches pour devenir auto-entrepreneur\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur-2\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-a8d1799 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur-2\/\">Les d\u00e9marches pour devenir micro-entrepreneur<\/a><\/div><\/h2><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-5019 post type-post status-publish format-standard has-post-thumbnail hentry category-administratif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1024%2C682&#038;ssl=1\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1024%2C682&#038;ssl=1\" alt=\"compte bancaire micro-entrepreneur\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-a8d1799 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/\">Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?<\/a><\/div><\/h2><\/div><\/div><\/article><\/section>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Administratif 12 f\u00e9vrier 2025 Lauraly Monceau Compte bancaire pro : obligatoire pour les micro-entrepreneurs ? Selon le statut sous lequel elle est exerc\u00e9e, une activit\u00e9 professionnelle peut \u00eatre soumise \u00e0 l&rsquo;obligation d&rsquo;ouverture d&rsquo;un compte bancaire pro sp\u00e9cifique. Qu&rsquo;en est-il pour le micro-entrepreneur ? Quel type de compte faut-il ouvrir ? Un compte professionnel ou compte d\u00e9di\u00e9 ? Quelle banque choisir quand on est auto-entrepreneur ?\u00a0 Au sommaire de cet article : O\u00f9 et comment d\u00e9clarer son activit\u00e9 d&rsquo;auto-entrepreneur ? Les documents \u00e0 fournir pour immatriculer son auto-entreprise Quelles sont les conditions \u00e0 respecter ? Au sommaire de cet article : O\u00f9 et comment d\u00e9clarer son activit\u00e9 d&rsquo;auto-entrepreneur ? Les documents \u00e0 fournir pour immatriculer son auto-entreprise Quelles sont les conditions \u00e0 respecter ? Est-il obligatoire d&rsquo;avoir un compte bancaire pro pour son auto-entreprise ? \u00c0 la diff\u00e9rence des entreprises exerc\u00e9es sous la forme de soci\u00e9t\u00e9, la loi PACTE du 22 mai 2019 dispense le\u00a0micro-entrepreneur\u00a0de l&rsquo;obligation d&rsquo;ouvrir un compte bancaire professionnel. L&rsquo;auto-entrepreneur n&rsquo;est en effet tenu \u00e0 ouvrir un compte diff\u00e9rent de son compte de particulier que lorsque son\u00a0chiffre d&rsquo;affaires\u00a0d\u00e9passe 10.000 \u20ac sur deux exercices cons\u00e9cutifs. Dans ce cas, la loi lui impose l&rsquo;ouverture d&rsquo;un compte d\u00e9di\u00e9 \u00e0 son activit\u00e9 professionnelle. Mais alors \u00e0 quoi sert d&rsquo;ouvrir un compte bancaire professionnel ? L&rsquo;ouverture d&rsquo;un compte bancaire professionnel quand on est auto-entrepreneur permet de : s\u00e9parer ses op\u00e9rations commerciales de celles de sa vie personnelle, d\u00e9poser ses recettes, payer ses charges, r\u00e9gler la\u00a0CFE, obtenir un cr\u00e9dit pour d\u00e9velopper son activit\u00e9, \u00eatre accompagn\u00e9 par un conseiller bancaire sp\u00e9cialis\u00e9 dans les besoins des auto-entrepreneurs&#8230; Quel type de compte bancaire ouvrir ? Avant de choisir, il convient d&rsquo;abord de d\u00e9finir les diff\u00e9rents types de\u00a0compte bancaire\u00a0et d&rsquo;en cerner les sp\u00e9cificit\u00e9s puis de d\u00e9terminer les besoins en services bancaires. Le compte professionnel Le\u00a0compte bancaire professionnel\u00a0s&rsquo;adresse non seulement aux entreprises sous forme de soci\u00e9t\u00e9s (SARL, SAS \u2026), mais aussi aux entreprises individuelles (dont les micro-entrepreneurs). Il offre plus de services qu&rsquo;un compte de particulier et justifie la diff\u00e9rence de tarification au niveau des frais de tenue de compte. Il faut compter en moyenne 25 \u20ac par mois. Le compte bancaire d\u00e9di\u00e9 Le\u00a0site du gouvernement\u00a0pr\u00e9cise que \u00ab le compte bancaire d\u00e9di\u00e9 n&rsquo;est pas un compte professionnel \u00bb. Il ajoute \u00ab qu&rsquo;en pratique, il s&rsquo;agit d&rsquo;un autre compte personnel reli\u00e9 \u00e0 votre activit\u00e9 professionnelle. Ce compte est distinct du compte que vous utilisez pour vos d\u00e9penses priv\u00e9es afin que vos transactions personnelles et professionnelles soient diff\u00e9renci\u00e9es \u00bb. Si un particulier, client d&rsquo;une banque fran\u00e7aise traditionnelle, consulte son agence pour ouvrir un compte en vue de d\u00e9buter une activit\u00e9 en microentreprise, il y a de fortes chances qu&rsquo;on lui propose seulement d&rsquo;ouvrir un compte professionnel. Alors qu&rsquo;il pourrait se satisfaire\u00a0d&rsquo;un compte personnel. Mais dans la pratique, un \u00e9tablissement bancaire a parfaitement le droit de refuser d&rsquo;ouvrir un compte personnel ou m\u00eame de clore un compte personnel utilis\u00e9 \u00e0 des fins professionnelles. Les \u00e9l\u00e9ments \u00e0 prendre en compte avant l&rsquo;ouverture d&rsquo;un compte bancaire pro Ce qui d\u00e9termine avant tout le choix de l\u2019auto-entrepreneur, ce sont ses besoins en mati\u00e8re de services bancaires et les diff\u00e9rences de co\u00fbt. Acc\u00e8s \u00e0 un ch\u00e9quier et \u00e0 une carte bancaire : Comme le compte professionnel, le compte d\u00e9di\u00e9 permet \u00e0 l&rsquo;auto-entrepreneur d\u2019avoir un ch\u00e9quier, une carte bancaire\u00a0et de\u00a0faire des virements. Autorisation de d\u00e9couvert : Dans les deux cas, l&rsquo;auto-entrepreneur devra n\u00e9gocier habilement pour l\u2019obtenir. M\u00eame si ouvrir un compte professionnel sera sans doute plus favorable \u00e0 l\u2019attribution d\u2019une autorisation de\u00a0d\u00e9couvert bancaire\u00a0plus \u00e9lev\u00e9e ou m\u00eame d\u2019un pr\u00eat. Terminal de paiement : S\u2019il exerce une activit\u00e9 commerciale de d\u00e9tail ou de restauration, peut-\u00eatre cela n\u00e9cessitera-t-il de disposer d\u2019un terminal de paiement pour accepter le paiement par carte bancaire ? Dans ce cas, seul le compte professionnel pourra convenir. Frais bancaires : En mati\u00e8re de co\u00fbt mensuel, si les comptes de particulier (donc les comptes d\u00e9di\u00e9s) ne comportent g\u00e9n\u00e9ralement pas de frais mensuels de gestion (en dehors du co\u00fbt de la carte de cr\u00e9dit), le compte professionnel impose des frais de tenue de compte de l\u2019ordre de 25 \u20ac en moyenne. \u00c7a pourrait t&rsquo;int\u00e9resser &#8230; Tous les articles Administratif Finances Marketing &amp; communication Non class\u00e9 Notion Outils &amp; logiciels Quel r\u00e9seaux sociaux choisir pour booster sa visibilit\u00e9 ? Les d\u00e9marches pour devenir micro-entrepreneur Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?<\/p>\n","protected":false},"author":1,"featured_media":5020,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[54],"tags":[],"class_list":["post-5019","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-administratif"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Compte bancaire pro : obligatoire pour les auto-entrepreneurs ?<\/title>\n<meta name=\"description\" content=\"Est-ce qu&#039;il est obligatoire d&#039;ouvrir un compte bancaire pro quand on est auto-entrepreneur ? On r\u00e9pond \u00e0 vos questions !\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compte bancaire pro : obligatoire pour les auto-entrepreneurs ?\" \/>\n<meta property=\"og:description\" content=\"Est-ce qu&#039;il est obligatoire d&#039;ouvrir un compte bancaire pro quand on est auto-entrepreneur ? On r\u00e9pond \u00e0 vos questions !\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/\" \/>\n<meta property=\"og:site_name\" content=\"Izibiz Academy\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-12T20:27:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-02T08:56:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lauraly Monceau\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lauraly Monceau\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/\"},\"author\":{\"name\":\"Lauraly Monceau\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#\\\/schema\\\/person\\\/0f627bbb3fbd7820c26de65ec4aa3919\"},\"headline\":\"Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?\",\"datePublished\":\"2025-02-12T20:27:29+00:00\",\"dateModified\":\"2025-04-02T08:56:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/\"},\"wordCount\":793,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/wd10.dcweb.fr\\\/lauraly\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1\",\"articleSection\":[\"Administratif\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/\",\"url\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/\",\"name\":\"Compte bancaire pro : obligatoire pour les auto-entrepreneurs ?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/wd10.dcweb.fr\\\/lauraly\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1\",\"datePublished\":\"2025-02-12T20:27:29+00:00\",\"dateModified\":\"2025-04-02T08:56:21+00:00\",\"description\":\"Est-ce qu'il est obligatoire d'ouvrir un compte bancaire pro quand on est auto-entrepreneur ? On r\u00e9pond \u00e0 vos questions !\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/wd10.dcweb.fr\\\/lauraly\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/wd10.dcweb.fr\\\/lauraly\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1\",\"width\":1280,\"height\":853,\"caption\":\"compte bancaire micro-entrepreneur\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/compte-bancaire-micro-entrepreneur\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#website\",\"url\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/\",\"name\":\"Izibiz Academy\",\"description\":\"Micro-entrepreneurs : la plateforme qui vous aide !\",\"publisher\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#organization\",\"name\":\"Izibiz Academy\",\"url\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/cropped-Plan-de-travail-17-copie@4x.png\",\"contentUrl\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/cropped-Plan-de-travail-17-copie@4x.png\",\"width\":512,\"height\":512,\"caption\":\"Izibiz Academy\"},\"image\":{\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/#\\\/schema\\\/person\\\/0f627bbb3fbd7820c26de65ec4aa3919\",\"name\":\"Lauraly Monceau\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=96&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=96&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=96&r=g\",\"caption\":\"Lauraly Monceau\"},\"sameAs\":[\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\"],\"url\":\"https:\\\/\\\/wd10.dcweb.fr\\\/lauraly\\\/author\\\/izibiz_academy\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Compte bancaire pro : obligatoire pour les auto-entrepreneurs ?","description":"Est-ce qu'il est obligatoire d'ouvrir un compte bancaire pro quand on est auto-entrepreneur ? On r\u00e9pond \u00e0 vos questions !","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/","og_locale":"fr_FR","og_type":"article","og_title":"Compte bancaire pro : obligatoire pour les auto-entrepreneurs ?","og_description":"Est-ce qu'il est obligatoire d'ouvrir un compte bancaire pro quand on est auto-entrepreneur ? On r\u00e9pond \u00e0 vos questions !","og_url":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/","og_site_name":"Izibiz Academy","article_published_time":"2025-02-12T20:27:29+00:00","article_modified_time":"2025-04-02T08:56:21+00:00","og_image":[{"width":1280,"height":853,"url":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp","type":"image\/jpeg"}],"author":"Lauraly Monceau","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Lauraly Monceau","Dur\u00e9e de lecture estim\u00e9e":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#article","isPartOf":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/"},"author":{"name":"Lauraly Monceau","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#\/schema\/person\/0f627bbb3fbd7820c26de65ec4aa3919"},"headline":"Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?","datePublished":"2025-02-12T20:27:29+00:00","dateModified":"2025-04-02T08:56:21+00:00","mainEntityOfPage":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/"},"wordCount":793,"commentCount":0,"publisher":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#organization"},"image":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1","articleSection":["Administratif"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/","url":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/","name":"Compte bancaire pro : obligatoire pour les auto-entrepreneurs ?","isPartOf":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#primaryimage"},"image":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1","datePublished":"2025-02-12T20:27:29+00:00","dateModified":"2025-04-02T08:56:21+00:00","description":"Est-ce qu'il est obligatoire d'ouvrir un compte bancaire pro quand on est auto-entrepreneur ? On r\u00e9pond \u00e0 vos questions !","breadcrumb":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#primaryimage","url":"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1","contentUrl":"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1","width":1280,"height":853,"caption":"compte bancaire micro-entrepreneur"},{"@type":"BreadcrumbList","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/compte-bancaire-micro-entrepreneur\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/wd10.dcweb.fr\/lauraly\/"},{"@type":"ListItem","position":2,"name":"Compte bancaire pro : obligatoire pour les micro-entrepreneurs ?"}]},{"@type":"WebSite","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#website","url":"https:\/\/wd10.dcweb.fr\/lauraly\/","name":"Izibiz Academy","description":"Micro-entrepreneurs : la plateforme qui vous aide !","publisher":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wd10.dcweb.fr\/lauraly\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#organization","name":"Izibiz Academy","url":"https:\/\/wd10.dcweb.fr\/lauraly\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#\/schema\/logo\/image\/","url":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/cropped-Plan-de-travail-17-copie@4x.png","contentUrl":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/cropped-Plan-de-travail-17-copie@4x.png","width":512,"height":512,"caption":"Izibiz Academy"},"image":{"@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/wd10.dcweb.fr\/lauraly\/#\/schema\/person\/0f627bbb3fbd7820c26de65ec4aa3919","name":"Lauraly Monceau","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c147558ce30e476baf448f8529e12dbfaf91ae155abea0c5a34e8267e15ec36a?s=96&r=g","caption":"Lauraly Monceau"},"sameAs":["https:\/\/wd10.dcweb.fr\/lauraly"],"url":"https:\/\/wd10.dcweb.fr\/lauraly\/author\/izibiz_academy\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/wd10.dcweb.fr\/lauraly\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-6963857.webp?fit=1280%2C853&ssl=1","_links":{"self":[{"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/posts\/5019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/comments?post=5019"}],"version-history":[{"count":39,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/posts\/5019\/revisions"}],"predecessor-version":[{"id":9066,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/posts\/5019\/revisions\/9066"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/media\/5020"}],"wp:attachment":[{"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/media?parent=5019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/categories?post=5019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wd10.dcweb.fr\/lauraly\/wp-json\/wp\/v2\/tags?post=5019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}